How I Survived Hard in Life with Proper Budgeting

How I Survived Hard in Life with Proper Budgeting

Everyone struggles with money at some point in life, but failure to budget properly can make it challenging to manage. Even those who create budgets and stick to them sometimes overspend and ignore their budgets. But when budgeting becomes a bad habit, breaking it can 

Steps to Help Avoid Cost Creep and Save Money

Steps to Help Avoid Cost Creep and Save Money

For those of you with a budding interest in your finances, you may have seen this term pop up from time to time as well. But in actuality, what is “cost creep” exactly? Cost creep is when a business adds more to a product or 

How to Effectively Prepare for Mortgage Application

How to Effectively Prepare for Mortgage Application

After starting to look for your dream home, do you find yourself wondering how to buy a house? Finding a home loan shouldn’t be an arduous task, but it does take some effort. There are important steps you must take to make sure that the 

How to Responsibly Look After Your Credit Cards and Spend Well

How to Responsibly Look After Your Credit Cards and Spend Well

My first thought when I first received a credit card was that I would then be able to buy anything that I desired. Many will feel tempted to then overspend but this is not advisable as you will still be required to repay the amounts 

Why You Need To Save for Retirement While You Are Young

Why You Need To Save for Retirement While You Are Young

Most of us, especially the younger generation, don’t consider saving money to prepare for their retirement. You can find a decent number of good reasons not to save for retirement at an early age. But the time will come when your retirement savings will help 

Steps to Follow When Applying for a Bridging Loan

Steps to Follow When Applying for a Bridging Loan

If you need quick financing, you could benefit from bridging loans. A bridging loan will come in handy if you are making a large investment or purchasing a property. I have seen huge companies rely on bridging loans to fund acquisitions. I feel that bridging 

Paying off Student Loan after Graduation

Paying off Student Loan after Graduation

My biggest fear after graduation is paying off my student loan, as I do not know when I will get that good-paying job. Gone are the days when I was eagerly anticipating to wear the graduation gown and hold the diploma frames in my hand. 

4 Budgeting Mistakes You Should Avoid

4 Budgeting Mistakes You Should Avoid

I have blown a budget before, and this made me feel like budgeting is not for me. However, I have learned that creating a budget and sticking to it is a skill, and just like any other skill, it requires ample time to master. Therefore,